There is a fuse, to the best of my recall, it's one of the ones for the airbag system, but I am not one hundred percent sure, that controls things like, your air conditioning, your backup lights, a couple other systems like that. As I recall, the original problem was the airbag light being on, the subject vehicle was a '00 TJ that required all kinds of frustration and diagnostics before it was found that it was just one stupid little fuse... I mention this, just to point out that pulling the fuse would not be a good idea, there are a lot of interconnected systems...
I have never seen an airbag go off on the trail, and I have seen vehicles hit trees, vehicles hit vehicles, vehicles roll over, you name it... If you hit something head-on hard enough to set it off, I concur, you needed it to go off, but things like being off angle, bouncing up and down, splashing, tipping, dipping, climbing, descending, and other such things, in my experience, have no effect whatsoever on the airbags...
Your seatbelts, that's another story... Those things just LOVE to lock in at the slightest hill climb and/or giant washboard...
