Right now I've just got the factory skid plates on my TJ Wrangler X (no lift). Around Florida I'm mostly concerned with smacking a stump in the mud or playing Titanic against a limerock boulder that's hiding like an iceberg. I don't have the cash right now to completely armor the underbody so I wanted to get some recommendations on where to start. So can you let me know your could've, should've, would've stories regarding skid plates?